Services We Offer

Personal Risk Consulting & Asset Protection Planning

Personal Risk Consulting | Asset Protection


High net worth individuals are faced with unique financial exposures and can require a risk consulting professional that can develop a strategic assessment of their personal risk.

Risk is not static, and you need a personal risk asset protection program that is designed to stay current with your needs and expectations and protect your assets to the highest degree. Affirmative responses to some of the following questions would suggest a need for a Lykes Insurance Personal Risk Security™ assessment of your personal insurance program:

Do you have personal assets in a trust or LLC?

Do you travel internationally?

Do you have a directorship position on a profit or not-for-profit board?

Do you need to have an insurance professional advise you on the adequacy of your insurance limits and coverage to protect your personal assets (i.e. property, liability, autos, uninsured motorists, umbrella, domestic servants, personal articles)?


A personal risk consulting professional will review and assess your current coverage and make recommendations to keep your program in step with your changing needs. Some specific asset protection services include:

  • Protection for Homeowners, Condominium Unit Owners, Renters and Investment Property
  • Automobile, Recreational Vehicle and Motorcycle Coverage
  • Boat, Yacht and Personal Watercraft Insurance
  • Excess Personal Liability Umbrellas
  • Valuable Items Floaters
  • Primary and Excess Flood Coverage
  • Wind Mitigation Advice
  • Appraisal Services
  • Review and Assessment of Current Coverage
  • Personalized Insurance Programs
  • Concierge Claims Services
  • Stewardship Reporting

Lykes Insurance is prepared to partner with you in your personal asset protection planning. Call our risk management consultants to experience the power of partnership.