Employee Group Benefits Insurance

Experts in Florida Group Health Insurance

Saving money on employee group benefits is imperative in today’s economy. The cost of providing group benefits insurance continues to rise, and employees consistently seek more and more. Many employers struggle to balance employee needs with their own bottom lines. Not all companies approach healthcare the same way and their costs show that fact. The contrast between companies with “high costs” and “low costs” is striking- up to a 50% cost differential.

Lykes Insurance Group Benefits specialists understand the needs of our clients. We stay current on the details, value and costs of all major health plans, including self-funded programs. We can provide you with the most current information on new trends, legislation, health plans (including Health Reimbursement Arrangements, Health Savings Account and wellness initiatives).

Competitive quotes for coverage and solving claims problems is only a small part of what we do. We recommend that employers make group medical insurance and other benefits for their employees a strategic initiative. By defining objectives and developing a STRATEGIC ACTION PLAN based on those objectives, we ensure an organized, focused approach to fulfilling their group benefits needs. Planning = Survival; help companies develop a game plan that brings cost saving activities and solutions in line with their overall business plan.

Services:

• A long range plan to reduce the rapid growth of healthcare spending. 
• Implement appropriate prevention strategies to take control of the price of group medical insurance over the next 12-36 months.
• Look more attractive to the insurance market by lowering risk profile. 
• Planning session process helps reduce costs today. 
• Proactive model of ideas, strategies and solutions in a written plan of action versus a Reactive model (product, price and a list of services).
• Accountability/Stewardship report summarizing services received measurement of the progress and success of the strategic plan annually.
   

Group Benefits Products:

• Medical
• Dental
• Life
• 401(k)
• Business Travel Accidents
• COBRA
• Voluntary Life, Disability, Dental 
• Disability
• Vision
• Employee Assistance program
• Worksite Benefits
• FSA/HSA
• Stop Loss 

As experts in Florida group health insurance, Lykes Insurance is here for your group benefit needs. Contact us today!