Lykes Insurance, Inc. has been meeting the insurance and risk services needs of the Florida Agricultural Industry since 1925.

The Lykes solution oriented commitment continues through our unique risk program design and management services for the Agricultural Industry. In addition to expertise and expansive insurance company representation, Lykes Insurance personnel understand the partnership responsibility we have in the growth and profitability of our clients, and have the experience and resources to fulfill this purpose.

Our solution for the Agricultural Industry more that just the placement of insurance policies. It is a unique process that acknowledges the importance of understanding and bringing solutions to the competitive challengesyou face.

This philosophy is built on the reality that not all insurance and risk services providers are created equal. When it comes to the design and management of your risk management program, it is important to be able to discern the differences. Choosing an insurance program simply based on the lowest premium alone can be a costly error.

EXPERIENCE - It all begins with an understanding of the issues facing the modern agricultural industry. Economic and market pressures from such natural and government imposed sources as immigration and H2A, land use, citrus greening, global competitive pressures, independent trucking, rising fuel costs, fertilizer and pesticide cost and regulations, and food safety concerns (including traceability) are serious challenges. To confront these issues, you must be both intentional and strategic. That same deliberate commitment that is essential to your viability as a business is also necessary in controlling your total cost of risk.

POWER - Our depth of experience in insurance and risk management issues for the Agricultural Industry has created valuable insight.

Following is a general listing of our areas of expertise that continue to demonstrate savings in time and cost that can be delivered through a partnership with Lykes Insurance:

• Risk Survey & Analysis
• Coverage Evaluation and Consulting
• Insurance Program Design & Management
• Insurance Placement and Administration
• Workers’ Compensation Program Management:
• Mod Factor Analysis
• Claims Tracking
• Claims Management Consulting
• Loss Control Services
• Employee Benefits

Lykes Insurance colleagues understand the importance of these services and have the experience and resources to deliver them.

PARTNERSHIP - Partnering with an organization that truly understands the challenges you face with the ability to bring both short and long term solutions is critical. Lykes Insurance is such a partner. Our long history and activity in the Agriculture Industry brings a unique perspective that positions Lykes Insurance to bring real value and tangible solutions to the management of your total cost of risk. It is our desire to partner with you in the administration of your insurance and risk management program.